IK talk:Corvis
From Drinking and Dragons
Randy: Are there moneylenders in Corvis? Caitlyn is thinking of taking out a loan for supplies.
Daryl: Certainly. There are crime families, wealthy individuals, merchants, and probably even an established bank to pick from. We'll work it in in-game.
Randy: I just want to give you a heads up that I want to do this. I even figured out that I have about 2,500 gp worth of collateral—spellbook. (Note: I don't plan to PAWN my spellbook, but if I have to I can use it as collateral. Sort of like how people use big ticket items as collateral for loans.)